Here are the basics of how this works:

1. We are a law firm that sues different companies for errors on credit reports or illegal debt collection practices on behalf of our clients (this includes credit reporting agencies [Equifax, Experian, TransUnion], first-party collectors, and third party collectors). Using litigation, we fix the problems AND you get paid!

2. Going through our litigation program will result in the best possible outcome for your credit reports and stop any harassment. This is because we pursue the widest set of credit reporting violations, resulting in some of the biggest lawsuits in the industry.

3. There are no out-of-pocket fees or costs to you at all. If we win, the opposition pays our fees, and if we lose, nobody pays anything (please note that we win over 99% of the time).

4. Not only will going through this process result in the best possible outcome for your credit reports (this usually includes tradeline deletions, debt forgiveness, and more), but you’ll walk away with money in your pocket when the case settles (usually tens of thousands and sometimes hundreds of thousands of dollars).

5. The entire process takes roughly 1-2 years from start to settlement (settlement means money in your pocket and fixed credit reports!) depending on the details of your situation.

That’s it!

Please keep in mind that our most valuable cases (the ones that usually result in six-figure settlements) are victims of ID theft / fraud, credit reports that are mixed or merged with others, or credit reports that are mistakenly reporting someone as deceased.

If you have any errors on your credit reports (or even a single negative account) and/or are getting harassed by debt collectors, please contact us through our contact page with the details of your situation to get started.